Sivia Legal Services Blog

Paying for Long-Term Care | Elder Law Advice

Posted by Sivia Law on May 22, 2019 12:00:00 PM

It is hard enough for our Elder Law clients to make the decision to enter a loved one into long-term care – but add complex contracts, lack of legal understanding, and emotional unrest and it becomes easy for your client to become overwhelmed. What happens when the loved one doesn’t qualify for Medicaid, or cannot pay for services through other means? After the contracts are signed, and the loved one is tucked in to their new residence, who might be on the hook for financial expenses?

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Topics: Elder Law, elder law lawyer, elder care

New Year + New Laws = Outdated Estate Plan

Posted by Todd W. Sivia on Jan 5, 2016 10:39:53 AM

Todd Sivia, Managing Partner, Sivia Business & Legal Services

 

As 2016 begins, we reflect upon the joys and challenges we faced throughout the past year. Unfortunately, many people overlook how these joys and challenges affect estate planning. Often, the events that shape our lives the most also influence how we would want to take care of our loved ones. For example, have you experienced changes such as these in 2015:

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Topics: Brighton lawyer, Living Trust, Special Needs Trust, St. Louis Law Firm, Uncategorized, Will, Edwardsville lawyer, Elder Law, Estate Planning, Estate planning lawyer IL, Illinois Law Firm, Sivia Business & Legal Services

Understanding Veteran's Benefits & Eligibility

Posted by Todd W. Sivia on Nov 13, 2015 1:53:24 PM
Todd Sivia
Managing Partner, Sivia Business & Legal Services

 

In honor of Veteran’s Day, I wanted to talk about benefits available to Veterans and their spouses. The federal government offers a variety of benefits to Vets and their families, but many Vets are unsure how to access such benefits or aware of the eligibility requirements.

There are several benefits available, including education and training, compensation, home loans, rehabilitation, life insurance and pension offerings for Veterans and their dependents. Each benefit has its own eligibility requirements.

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Topics: Brighton lawyer, St. Louis Law Firm, survivors pension, veterans benefits, Carlyle lawyer, Edwardsville lawyer, Elder Law, elder law lawyer, Estate Planning, Estate planning lawyer IL, Illinois Law Firm, VA lawyer

Don't Make an 'Uber' Mistake: Understand the Difference Between Employee & Independent Contractor

Posted by Todd W. Sivia on Jul 22, 2015 3:18:31 PM
Todd Sivia
Managing Partner, Sivia Business & Legal Services

 

Ride-share giant Uber is currently facing a labor law suit by former freelance workers, claiming they were “employees” and not, as Uber categorized them, “independent contractors."

This is a distinction that often vexes business owners. There are significant tax benefits to employers that hire independent contractors instead of traditional employees. However, claiming your workforce consists of independent contractors when they are, in fact, employees can cause headaches with the IRS.

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Topics: Brighton lawyer, Business Law, Business laww, Carlyle lawyer, Edwardsville lawyer, Elder Law, employee, employee law, independent contractor, lawyer, Sivia Business & Legal Services, Uber

Three Myths About Wills & Guns

Posted by Todd W. Sivia on May 18, 2015 12:01:47 PM
Todd Sivia
Managing Partner, Sivia Business & Legal Services

 

I have written estate plans for a lot of gun owners and I find that they are surprised to learn that transferring a gun is a lot different than willing other forms of personal property. Therefore, I feel it is important to address a few of the myths surrounding the passing down of firearms.

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Topics: attorney, Brighton lawyer, estate planning, St. Louis Law Firm, CCL, concealed carry in IL, Concealed weapons, Edwardsville lawyer, Elder Law, elder law, Estate Planning, Estate planning lawyer IL, FCCA, gun lawyer, Gun trust, gun trust, Highland lawyer, Illinois Law Firm, law, lawyer

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