Sivia Legal Services Blog

11 Reasons Everyone Needs a Power of Attorney

Posted by Sivia Law on Jan 16, 2019 11:45:00 AM

 

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Topics: attorney

Tax Filers with a Disability Need to Take Advantage of  This Tax Credit

Posted by Sivia Law on Jan 9, 2019 11:45:00 AM

 

Earned Income Tax Credit (EITC), many others, including many people with disabilities, are not taking advantage of this generous program.

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Topics: tax credit

What is Probate?

Posted by Sivia Law on Jan 2, 2019 11:45:00 AM

 

 


 

 

Probate process is often misunderstood. Probate is basically the process of administering the will of a deceased person. The process includes resolving any claims, paying remaining debts and the distribution of property.

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Topics: probate

Choosing Child Care for Your Child with Special Needs

Posted by Sivia Law on Dec 26, 2018 11:45:00 AM

 

Choosing child care for any child can be an arduous and stressful task, but if you are the parent of a special needs child, it can also be a very confusing and emotional experience. There are many things that have to be considered when placing a special needs child with a child care provider, whether it be an individual or a licensed day care center, such as the American with Disabilities Act (ADA) child care laws, what questions to ask and what to look for when visiting a potential center or caregiver.

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Topics: special needs

Understanding Veteran’s Benefits & Eligibility

Posted by Sivia Law on Dec 19, 2018 11:45:00 AM

 

 

 

In honor of Veteran’s Day, I wanted to talk about benefits available to Veterans and their spouses. The federal government offers a variety of benefits to Vets and their families, but many Vets are unsure how to access such benefits or aware of the eligibility requirements.

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Topics: benefits

Applying for SSI? These Assets Are Excluded

Posted by Sivia Law on Dec 12, 2018 11:45:00 AM

 

 

Supplemental Security Income (SSI) is a federal program that helps individuals with disabilities and very low incomes pay for necessities, such as food and shelter. SSI is often confused with Social Security Disability Insurance (SSDI). The big difference between theses two programs is that SSDI is available to people with disabilities regardless of how much money they earn or have, while SSI places very strict limits on a recipient's income and assets. However, in most states, an SSI beneficiary also qualifies for Medicaid health coverage, which can be an extremely valuable benefit.

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Topics: SSI

Customers Should Read Insurance policies, not wait to sue til Denied Coverage, High Court Rules

Posted by Sivia Law on Dec 9, 2018 10:08:00 AM

 

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Topics: legal issues

First Thing You Need to Consider When You Decide to Retire

Posted by Sivia Law on Dec 5, 2018 11:45:00 AM

 

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Top Reasons to Have a Living Trust

Posted by Sivia Law on Nov 28, 2018 11:45:00 AM

 

 

Have you have heard the old adage “Only two things that are certain in this life are death and taxes”? Naturally, both of these reasons are often cited as motive for using a Living Trust instead of a simple Will. However, the increase of the estate tax exemption allows most of us to avoid estate taxes. So, is avoiding the expense of probate worth the upfront costs associated with creating a trust? The simple answer is yes. But let me explain.

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Topics: Living Trust

ABLE: A New Tool for the Special Needs Community

Posted by Sivia Law on Nov 21, 2018 11:45:00 AM

 

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Late in 2014, the ABLE (“Achieving a Better Life Experience”) Act was signed into law. The law is aimed at achieving a manner in which those with special needs can save money without losing needs based public benefits such as SSI or Medicaid . This is an important issue and, perhaps the greatest accomplishment of the Act is that it brings attention to this valuable community and addresses a serious struggle that they face. The fact that the ABLE act had strong bi-partisan support is encouraging for the special needs community and those who serve it.

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Topics: special needs

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